Commercial Auto Insurance Agency
STAR CALIBER INSURANCE SERVICES is primarily focused on commercial auto insurance and the growth and development of companies, just like yours. We insure all types of commercial auto vehicles, making sure your business is protected at every turn.
TRUCK HARD!
Dedicated to serving independent owner-operators and fleet management companies, Star Caliber Insurance offers you dependable protection, to safeguard you and your business against the unexpected. As a commercial trucking and auto insurance agency, our team of knowledgeable and experienced brokers work hard to make sure our clients expectations are met, providing the stability needed to make sure the essential operations of your business cruise right along in the fast lane. Accidents happen, and when they do, you want a trucking insurance specialist to guide you in the right direction while keeping your business needs in mind.
WHAT WE OFFER
We provide customized policies for both large and small businesses, insuring a variety of trucks, and get you started with coverages such as: commercial auto liability, cargo, workers’ compensation, general liability, physical damage, garage liability, excess liability, professional liability and much more.
Star Caliber Insurance arranges coverages, specifically tailored to meet your needs as a valued client. In this trusted business relationship, you are our priority. We are passionate about what we do, and dedicated to our profession.
Contact us today to discuss your unique policy!
INSURANCE COST
Just getting started with your business, or on a budget? We understand!
Trust us to help you navigate through a hassle free experience. With access to a multitude of carriers, we are proud to help our clients keep more money in their pockets! Let’s get started saving you money on insurance premiums.
SAVE MONEY WITH US
Reduce Premiums
Our experts help you explore your options, as we partner with you to reduce the cost of your insurance premiums.
STAY COMPLIANT
Lower Your CSA Scores
Lowering your CSA scores is a major contributor to allow the advantage of lowering your insurance premiums.
LET’S TALK
Customer Service
Our customer service is the best in the business. Give us a call anytime and we can discuss how to further cut down the cost of your premiums or get a quote to see where you stand. Financing options are also available.
COMMERCIAL AUTO
TRUCKING BASICS
Liability Insurance
To stay legal on the road, you are required to have primary trucking liability insurance as a minimum. It is important to keep in mind your legal requirements. Commercial trucking insurance is mandatory in all 50 states, and not having proper trucking insurance could result in very expensive fines or even worse, your license. By law, you must have a minimum of $750,000 in auto liability and cargo coverage (coverage depends on what your trucks are hauling). Let us make sure that you have enough liability coverage for your vehicle(s).
Physical Damage
Any time you drive, you are exposed to risk of damage from accidents. Physical damage coverage can be used to protect you from theft, vandalism, natural disasters, and so much more.
Truck Cargo
In many cases, the most valuable asset in your business is the cargo you haul. Cargo coverage insures the contents of the trailer and much more so you are not liable for damages.
Worker’s Compensation
In almost every state, it is required by law that all truck drivers, regardless of Owner-Operator status, be covered by Workers’ Compensation. Protecting drivers is even more important than protecting the vehicles they drive, which is why we are offering Workers’ Compensation Coverage for Fleet Owners, Motor Carriers and Owner Operators.
Agency Values
Our Mission: To make the roads a safer place for all to travel by improving the safety, protection and compliance of the industries we serve.
Our Vision: Staying at the forefront of safety, compliance and risk in an ever-changing transportation industry.
Our Values: We value positive, lasting relationships with our team and clients by delivering honest service. Our team of knowledgeable and experienced professionals seeks to understand the communities we serve.
What Does Commercial Auto Insurance Cover?
Bodily Injury Liability Coverage
Business auto insurance coverage provides payment in cases of bodily injury or death resulting from an accident for which you are at fault. This may also include legal defense expenses depending on the type of business car insurance policy purchased.
Property Damage Liability Coverage
If your vehicle accidentally causes damage to another person’s vehicle or property, insurance for commercial vehicles can protect you. That can include legal defense expenses depending on the type of policy purchased.
Medical Payments, No-Fault, or Personal Injury Coverage
This coverage provides payment for any medical expenses that may arise due to an employee or a passenger traveling in your vehicle, regardless of who is at fault in an accident.
Uninsured Motorist Coverage
This coverage provides payment for any medical expenses, or in some cases property damage, that may have been caused by a hit-and-run driver or an uninsured driver. Underinsured motorist coverage (when the at-fault driver has insurance but not sufficient insurance to cover the damage caused) may also be included depending on the type of business car insurance policy you choose.
Comprehensive Physical Damage Coverage
This is coverage for vehicles or trailers on your policy for damage caused to them by something other than a car accident. Examples include damage resulting from theft, vandalism, flood, fire, and other specified hazards.
Collision Coverage
This is coverage for vehicles or trailers on your policy for damage caused to them by a collision with another vehicle or a single-car accident.
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"Mario is the man when it comes to your company insurance. After shopping around and not getting the best deal, he definitely made it happen! Always calling to show interest in how we are doing, showing his love to the trucking industry, and making sure we are always in the best hands." - JOSE VALENZUELA
TOTAL CONQUER LLC
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“Very happy with the service and ability to take care of us, finding the best affordable policy for our business, all prior to the renewal date." - DAWID SZPOJDA
POL-CAN TRUCKING
COMMITTED TO DELIVER THE BEST RATES
WE MOVE YOU AHEAD!
Let’s work together
Coverages are tailored to your unique business needs and budget. Get your quote today! Fill out some info and we will be in touch shortly!